Top 3 budget apps for 2024

With the rise in prices that has been occurring for several months, it has become essential to monitor your spending. To do this, you have the choice between several solutions. Budgeting apps are one of them. These are short, medium and long term budget organization tools. Here are the top 3 of these budget management instruments for 2024!

Bankin: great ease of use

This application is one of best for budget management. However, it is not accessible in some countries around the world. To remedy this problem, it is possible to install ExpressVPN Chrome on a computer or on a smartphone. Once this detail has been set, the user can take advantage of the intuitive interface of the budget management application.

Bankin is placed at the top of the list because it offers all required features. Better, it offers a automatic synchronization with the bank of the user. This application is easy to use in addition to being compatible with Android and iOS supports.

Strong points

The Bankin application offers a interconnection with more than 350 banks in the world. It is free and the default language is French. It also offers the possibility of generate cashback. In addition, direct subscription to a mini-credit is possible.

Its other advantage is that its interface is both:

• simple ;
• colorful;
• pleasant to use.

This advantage allows you to experience no difficulty when using the application. Added to this is the function of “ coaching » which serves to better guide the user in the management of his money.

Weak points

Bankin is a freemium application. In other words, it has a free version and a paid version.

The paid version, called Bankin Prooffer all features and the privileges available.

On the other hand, the free version has some limitations. It has subcategories that are incomplete and the names of some positions are not editable.

Linxo: the ISO certified application

This budget management application is the only one to have a ISO certification. For good reason, she is able to manage multiple budgets at once. In addition, it is capable of hosting several accounts and sync automatically.

Strong points

Linxo East compatible with nearly 320 banks in the world. Although it is an application, its synchronization is also possible via a website.

Thanks to this application, the user benefits from a tracking your savings and its investments in all the country. It receives notifications for each operation performed. The multi-search option is also available to find old transactions. The application’s graphics are readable and clear to improve theuser experience. In addition to this, operations are automatically classified.

Weak points

The first fault of this budget application is the no possibility of breaking down an operation into several categories. Furthermore, getting started with the Linxo application is more complex, because the interface is less intuitive. Additionally, support is not fast and satisfactory.

Finary: Top visibility on resources and jobs

The Finary budget management app is ideal because of its budget management technique. It is at the same time:

• intuitive;
• customizable;
• applied deeply.

It integrates a large number of effective tools for global vision of finance. This makes it quite an important element for a flawless budget management. Finary se download for free and is available in Android and iOS version.

Strong points

Finary is a mobile application that can interact with online platforms. Although these are secure, it is best to use software for maximum protection.

Besides financial clarity, the Finary app offers several other benefits.

• A use of artificial intelligence to automatically categorize expenses.
• Monthly, quarterly and annual monitoring for better assess financial habits.
• A support in calculating the savings rate for a better financial perspective.
• A visualization of overall financial health thanks to the functionality Finary cash flow.

In addition to these positive elements, this application offers the possibility of set investment goals. Equipped with cutting-edge tools, it promotes forecast monitoring on the long term. Unlike other apps, Finary provides access to all details of a transaction. This makes it easier to classify and track all operations carried out. Furthermore, thanks to the “ Insights “, the Finary user obtains personalized analyzes. It is also better financially oriented thanks to comparisons with Benchmarks.

Weak points

Despite all its qualities, the Finary budget application has a major flaw. This is the need to make a great effort. Indeed, to benefit from all the advantages of this application, the user must demonstrate active and regular commitment. Thus, he will be able to obtain clear answers thanks to analyzing your finances.

So ! You now know the best budget apps necessary for your financial management in 2024. However, it should be noted that you must get involved, even if only minimally, to achieve the expected result.